Cytora and Quarticle Partner to Embed Cloud-Native GeoIntelligence into Commercial Insurance Workflows

Cytora, the digital risk processing platform, has announced a strategic partnership with Quarticle, a provider of cloud-native geointelligence solutions for the insurance industry. 

The collaboration integrates Quarticle’s advanced geospatial data and risk analytics directly into the Cytora platform, allowing commercial insurers to automatically enrich submissions with granular location intelligence and risk accumulation insights at the point of underwriting.

By leveraging Quarticle’s powerful Qarta engine, which processes location requests at unprecedented speeds, Cytora customers can now instantly access a ‘single geospatial source of truth’ for every risk they evaluate, providing global natural and man-made hazard datasets – including earthquakes, floods, wildfires, landslides, tropical cyclones, political violence, and maritime threats – with demographic, asset infrastructure, terrain/digital elevation models, disaster loss, and near real-time event and weather data from EventHUB for comprehensive risk assessment.

This will enable insurers to replace fragmented, manual GIS lookups with automated, high-fidelity data injection. As a result, submission addresses will be transformed into decision-ready insights on natural hazards, footprint analysis, and portfolio accumulation. 

This partnership empowers underwriters to visualize and quantify location-based risks with greater precision, ensuring that pricing and capacity decisions are based on the most accurate, real-time intelligence available. By combining Cytora’s generative AI-powered risk processing with Quarticle’s AI-ready geointelligence, insurers can streamline the ‘Enrichment’ phase of their workflows, reducing decision latency and significantly lowering operational costs.

The collaboration is the latest step in Cytora’s mission to build the insurance industry’s most comprehensive data ecosystem. It follows a period of significant growth for Cytora, including major collaborations with global carriers and the continued expansion of its platform capabilities to support automated, data-driven risk selection.

Juan de Castro, COO at Cytora, said: “Precise geospatial context is critical for modern commercial underwriting, particularly as physical risks become more volatile. Our partnership with Quarticle brings a highly scalable, cloud-native layer of geointelligence directly into the risk processing workflow. This enables our clients to move beyond static map views and access actionable, high-speed intelligence that drives smarter, faster, and more profitable underwriting decisions.”

Andrew Frei, COO at Quarticle, said: “Insurers need more than static maps; they need AI-ready geointelligence that keeps pace with digital underwriting. Through this partnership, Cytora customers can enrich every submission with high-fidelity context, including global hazard data, terrain and elevation intelligence, infrastructure exposure, and real-time signals from EventHUB. By embedding our Qarta™ engine directly into Cytora’s workflow, commercial insurers can assess accumulation, quantify location risk, and act with speed and confidence.”